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Great Advice From Our Experts

Failing to Plan is Planning to Fail

June 9th, 2018

Retirement is the end goal for most of us. It’s even in our minds in the beginning of our lives. From the first interview with that company to getting your first real paycheck, we can’t help but think, “What about that pension?” or “How much of my new paycheck will I put in my IRA?” […]

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Alternative investments and if they are right for you

June 9th, 2018

With every new stage in life, we usually end up introducing ourselves with questions; “Am I ready? What will it be like?” and most importantly “How am I going to handle this?”. With retirement in particular the most popular question is if you are actually ready to retire. If you have a reasonable nest egg […]

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5 Retirement Expenses Most People Overlook

June 5th, 2018

We are inclined to think that in retirement our spending will decrease. While we will indeed see a decrease in spending, there are also expenses that can easily go up in retirement. Studies have shown that most people will need about 80% of their pre-retirement income to live comfortably in retirement. The 80% rule of […]

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Six Changes to Social Security in 2018

April 9th, 2018

There are no radical changes to social security in 2018. There are, however, some minor amendments to the existing rules. Here are some of the changes that are taking place: Full Retirement Age Increases The full retirement age for social security benefits for Americans born before 1954 remains at 66 years while those born after […]

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5 Steps for Turning Your Retirement Savings into Retirement Income

December 6th, 2017

Turning retirement savings into disposable income is critical to people nearing retirement. We are all accustomed to building nest eggs but what we do with these savings once we retire will play a crucial role in whether or not we are able to meet our financial obligations in retirement. According to Government Accountability Office (GAO), […]

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Top 4 Reasons To Avoid Probate

November 14th, 2017

Many people have been told to avoid probate. But what exactly does that mean? And how do you keep your heirs from having to go through probate? Probate is a legal process for transferring assets to the heirs. According to LegalZoom, probate costs American families about $2 billion a year (more than $1 billion of […]

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3 Ways to Avoid Probate in the Golden State

October 30th, 2017

Setting up an estate plan ensures that your wishes are followed and that your heirs are taken care of after your passing. Save your family from hassle and unnecessary legal fees by taking steps to protect your estate. Unless you’re an attorney, there’s nothing good about probate. Briefly, probate is a legal process where the […]

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5 Common Mistakes When Naming Life Insurance Beneficiaries

October 5th, 2017

Naming who will get the insurance proceeds after you die sounds simple, but mistakes are surprisingly common. Failing to properly name beneficiaries could lead to life insurance money being paid to non-intended beneficiaries or results in a costly legal battle for your family. One thing you don’t want to do is create a problem for […]

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Unexpected Health Care Expenses Can Drain Your Retirement Savings

September 8th, 2017

Life is a grand adventure. An adventure filled with surprises at every turn. However, not all surprises are good. As we get closer to our golden years, healthcare becomes one of the least pleasant of our surprises. Health care cost is the biggest problem retirees face today. Unexpected medical expenses can derail retirement plans if […]

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Gandolfini Estate Mess

September 6th, 2017

James Gandolfini’s $30 Million Estate Tax Mistake In “The Sopranos,” the IRS didn’t stand a chance against Mafia boss Tony Soprano. But thanks to poor planning, the IRS will be the biggest beneficiary of actor James Gandolfini’s estate. Gandolfini died with an estate worth an estimated $70 million. Leaving 20% to his wife and 80% […]

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