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Great Advice From Our Experts

IRS To Retirees: Check Your Withholding Now Or Run The Risk Of Tax Penalties

October 30th, 2018

Tax time is fast approaching. If you’re a pensioner or retiree, you may be in for a big tax surprise if you didn’t review and adjust your withholding’s earlier in the year. The tax code underwent a major overhaul because of a new tax law enacted by Congress in December 2017 (ie: Tax Reform). Some […]

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How To Protect Your Retirement Income

October 2nd, 2018

Those that have worked hard and saved for retirement deserve to enjoy their  golden years without having to worry about outliving  their  savings. With growing inflation, high life expectancy and low yield on stocks, deploying strategies and tactics that will produce constant growth and hedge against market risks are critical in retirement. Here are five […]

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5 Ways To Create Basic Retirement Income Streams

September 16th, 2018

Americans are living longer than ever, which is mostly great news for retirees and those nearing retirement. This means you’ll have more time to enjoy your grandchildren, help your community or travel the world. The downside is that many retirees are faced with the problem of outliving their savings. There’s no shortage of how-to articles […]

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Five Simple Reasons To Avoid Probate

August 15th, 2018

The probate process can be lengthy, intense and sometimes very frustrating. That’s why many financial advisors advise their clients against having their estates go through probate. While the average American may have experienced a typical court hearing, few have seen or undergone a probate proceeding. Probate is a process by which the will of a […]

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Failing to Plan is Planning to Fail

June 9th, 2018

Retirement is the end goal for most of us. It’s even in our minds in the beginning of our lives. From the first interview with that company to getting your first real paycheck, we can’t help but think, “What about that pension?” or “How much of my new paycheck will I put in my IRA?” […]

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Alternative investments and if they are right for you

June 9th, 2018

With every new stage in life, we usually end up introducing ourselves with questions; “Am I ready? What will it be like?” and most importantly “How am I going to handle this?”. With retirement in particular the most popular question is if you are actually ready to retire. If you have a reasonable nest egg […]

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5 Retirement Expenses Most People Overlook

June 5th, 2018

We are inclined to think that in retirement our spending will decrease. While we will indeed see a decrease in spending, there are also expenses that can easily go up in retirement. Studies have shown that most people will need about 80% of their pre-retirement income to live comfortably in retirement. The 80% rule of […]

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Six Changes to Social Security in 2018

April 9th, 2018

There are no radical changes to social security in 2018. There are, however, some minor amendments to the existing rules. Here are some of the changes that are taking place: Full Retirement Age Increases The full retirement age for social security benefits for Americans born before 1954 remains at 66 years while those born after […]

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5 Steps for Turning Your Retirement Savings into Retirement Income

December 6th, 2017

Turning retirement savings into disposable income is critical to people nearing retirement. We are all accustomed to building nest eggs but what we do with these savings once we retire will play a crucial role in whether or not we are able to meet our financial obligations in retirement. According to Government Accountability Office (GAO), […]

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Top 4 Reasons To Avoid Probate

November 14th, 2017

Many people have been told to avoid probate. But what exactly does that mean? And how do you keep your heirs from having to go through probate? Probate is a legal process for transferring assets to the heirs. According to LegalZoom, probate costs American families about $2 billion a year (more than $1 billion of […]

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