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Great Advice From Our Experts

5 Common Mistakes When Naming Life Insurance Beneficiaries

October 5th, 2017

Naming who will get the insurance proceeds after you die sounds simple, but mistakes are surprisingly common. Failing to properly name beneficiaries could lead to life insurance money being paid to non-intended beneficiaries or results in a costly legal battle for your family. One thing you don’t want to do is create a problem for […]

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Unexpected Health Care Expenses Can Drain Your Retirement Savings

September 8th, 2017

Life is a grand adventure. An adventure filled with surprises at every turn. However, not all surprises are good. As we get closer to our golden years, healthcare becomes one of the least pleasant of our surprises. Health care cost is the biggest problem retirees face today. Unexpected medical expenses can derail retirement plans if […]

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Gandolfini Estate Mess

September 6th, 2017

James Gandolfini’s $30 Million Estate Tax Mistake In “The Sopranos,” the IRS didn’t stand a chance against Mafia boss Tony Soprano. But thanks to poor planning, the IRS will be the biggest beneficiary of actor James Gandolfini’s estate. Gandolfini died with an estate worth an estimated $70 million. Leaving 20% to his wife and 80% […]

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Social Security Filing Options: How You Can Maximize Your Benefits

August 23rd, 2017

Social Security Filing Options: How You Can Maximize Your Benefits There are many things in life that should be simple. For example, receiving what you worked for. Although it shouldn’t be, the social security filing process is complicated. In 2015 Congress made some changes to social security laws to cover some of the loopholes in […]

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Why Ken Fisher Is Wrong About Annuities

June 26th, 2017

Have you seen the ads from Fisher Investments offering a free report that explains why Ken Fisher hates annuities? For those unfamiliar with Ken Fisher, he is a well-known financial analyst. He owns his own money management firm, writes a monthly column for Forbes magazine, is the author of eleven books, and is on the […]

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Retirement Income Streams: Why you need more than one

June 26th, 2017

When investors focus solely on the accumulation of a certain amount of money—such as $1 million or $2 million—to finance their retirement plans, they ignore the importance of cash flow. Creating reliable cash flows means you won’t be at the mercy of stock market declines, and having multiple streams of income prevents you from becoming […]

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Pros And Cons Of Life Settlement Investments

April 12th, 2017

If you’re an investor seeking stock market alternatives, consider life settlement investing. Hedge funds, pension funds, and multinational banks routinely purchase life settlements. While these investment vehicles aren’t for everyone, they’re a worthwhile alternative for qualified investors. The market for life settlements is growing rapidly, as many senior citizens discover that they are holding policies […]

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Why Annuities Are A Valuable Retirement Tool

April 7th, 2017

One of the prime principles of David Ortiz Advisors, is keeping our clients money as safe as possible. Its for this reason that many of our clients choose annuities as a part of their retirement plan. However there is more to annuities than just being a “safer” solution. Properly used and understood, annuities can be […]

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Why You Need A Living Trust

April 5th, 2017

(Living Trusts are a crucial piece of a successful estate, allowing you to have far more control over your assets than a simple will.) A revocable living trust allows you to save time and money by avoiding probate, but the benefits don’t end there. Prevent Court Challenges A contested will can derail your final wishes, […]

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Why You Should Consider A Fixed Index Annuity

January 26th, 2017

Fixed annuities are really popular right now. According to the LIMRA Secure Retirement Institute, first quarter 2016 fixed index annuity sales increased by 35% over the same period during the previous year. That marks eight consecutive years of growth, while variable annuity sales dropped 18%, reaching their lowest sales level since 2001. These divergent results […]

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