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Great Advice From Our Experts

Pros And Cons Of Life Settlement Investments

April 12th, 2017

If you’re an investor seeking stock market alternatives, consider life settlement investing. Hedge funds, pension funds, and multinational banks routinely purchase life settlements. While these investment vehicles aren’t for everyone, they’re a worthwhile alternative for qualified investors. The market for life settlements is growing rapidly, as many senior citizens discover that they are holding policies […]

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Why Annuities Are A Valuable Retirement Tool

April 7th, 2017

One of the prime principles of David Ortiz Advisors, is keeping our clients money as safe as possible. Its for this reason that many of our clients choose annuities as a part of their retirement plan. However there is more to annuities than just being a “safer” solution. Properly used and understood, annuities can be […]

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Why You Need A Living Trust

April 5th, 2017

(Living Trusts are a crucial piece of a successful estate, allowing you to have far more control over your assets than a simple will.) A revocable living trust allows you to save time and money by avoiding probate, but the benefits don’t end there. Prevent Court Challenges A contested will can derail your final wishes, […]

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Why You Should Consider A Fixed Index Annuity

January 26th, 2017

Fixed annuities are really popular right now. According to the LIMRA Secure Retirement Institute, first quarter 2016 fixed index annuity sales increased by 35% over the same period during the previous year. That marks eight consecutive years of growth, while variable annuity sales dropped 18%, reaching their lowest sales level since 2001. These divergent results […]

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How To Get The Most Out Of Social Security

January 17th, 2017

While collecting Social Security payments may seem simple enough, there are several benefit collection strategies – particularly for married couples – that might boost your retirement income. (Here at David Ortiz Advisors, we believe that by maximizing your social security you can expand your budget in ways you didn’t know where possible. Granted it may […]

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4 Keys to Increasing Your Retirement Income

January 12th, 2017

According to a Prudential survey, more than seven out of 10 Americans are concerned about outlasting their income during retirement. Most baby boomers planning to retire during the next 20 years will need a combination of post-retirement work, Social Security distributions, and smart portfolio management. (We here at David Ortiz Advisors specialize in using all […]

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Donald Trump’s Presidency And Social Security

December 13th, 2016

Trumps presidency has offered promise of economic growth in America, but economic growth doesn’t mean that everyone in the country is going to have more money and suddenly be in a better place. In fact, the bulk of Trumps plan, or at least what we can see so far, relies heavily on giving more money […]

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Don’t Depend On Someone Else

December 1st, 2016

Pensions used to be a dependable backbone for the American retirement plan. You put in your time and take care of your company, and in return they take care of you. But with the changes made in the economy there has been less and less room in the budget for many companies to be able […]

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Post Election

November 22nd, 2016

With the election comes change and reaction, which is not necessarily bad. With Trump winning the election bank and energy stocks soared with interest rates while tech companies fell off. Most of this is based on Trumps pro-growth plan dependent on private investors. In relation to this the U.S. dollar has reached near 13 year […]

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How Much Money Do I Need For My Retirement?

October 26th, 2016

Probably one of the biggest question if not the biggest question when it comes to retirement planning, is how much money will I need for my retirement? This question is complicated because it affects you every day before and during your retirement trying to budget your day to day life now while budgeting your eventual […]

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