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Retirement Planning.

The SECURE Act and Your Retirement

December 3rd, 2019

How much have you saved for retirement? If you answered, “Not enough,” you’re not alone. According to Northwestern Mutual’s Planning and Progress Study 2019, 22 percent of Americans have less than $5,000 stashed away for retirement. Another 15 percent have no retirement savings at all. Fortunately, new legislation designed to make saving easier is currently […]

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Why retirement planning for women is different

November 4th, 2019

Did you know that women face retirement planning challenges that most men never encounter? It’s true, though if you ask most financial planners about it, they’ll tell you that every retirement plan is unique because every retiree is as well. However, while there are certainly plenty of variables that can affect anyone’s retirement plan, that […]

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How to Recession-Proof Your Portfolio

November 4th, 2019

Do you think a storm is headed towards the American economy? With steady economic growth over the past decade, some worry that the U.S. economy’s winning streak could be coming to an end. Between a slowing global economy, several ongoing trade disputes, and the upcoming presidential elections, recession-themed chatter has become the new norm. Parties […]

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Why Endowments have Outperformed Traditional Investments [Video]

September 30th, 2019

U.S. endowments are exceptionally well resourced and have access to the best fund managers and private equity programs, which contributes significantly to their investment success. By adopting a more dynamic, proactive version of the asset-allocation principles used by these endowments, it is possible for smaller investors to obtain high levels of risk-adjusted returns for their […]

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Are State Pensions in Trouble?

July 10th, 2019

At a funding level of only 31%, Kentucky’s pension is in trouble. Only New Jersey, with a similar level of funding, can match it in the race to the bottom. Despite being fully funded in 2000, years of shorting pension contributions to patch holes in their budget, coupled with risky hedge fund investments that went […]

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Understanding FEHB in Retirement

June 13th, 2019

Federal employees are often unsure about what happens to their health insurance when they retire.  There is confusion regarding premium payments, integration with Medicare, and whether or not retirees can even keep FEHB. It is important for federal employees thinking about retirement and federal retirees to understand how the program works in retirement. First and […]

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Greenspan – Time to Fix Social Security

May 15th, 2019

As Social Security gets to the point where it starts paying out more than it is taking in, experts are increasingly worried about its future and the economic impact it is having. Former Federal Reserve Chairman Alan Greenspan warns that underfunded entitlement programs are “creating an odd imbalance in the system” and are restricting the […]

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Quarter 1 Synopsis

April 23rd, 2019

There have been many developments in the economy as of late. Not just domestically but abroad as well.  The yield curve drama, the complications with the Brexit and the European Union, and many other dramatic events in the political domain. This first fiscal quarter of the new year has been interesting to say the least.  […]

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How To Protect Your Retirement Income

October 2nd, 2018

Those that have worked hard and saved for retirement deserve to enjoy their  golden years without having to worry about outliving  their  savings. With growing inflation, high life expectancy and low yield on stocks, deploying strategies and tactics that will produce constant growth and hedge against market risks are critical in retirement. Here are five […]

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5 Ways To Create Basic Retirement Income Streams

September 16th, 2018

Americans are living longer than ever, which is mostly great news for retirees and those nearing retirement. This means you’ll have more time to enjoy your grandchildren, help your community or travel the world. The downside is that many retirees are faced with the problem of outliving their savings. There’s no shortage of how-to articles […]

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