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Tax Strategies.

The SECURE Act and Your Retirement

December 3rd, 2019

How much have you saved for retirement? If you answered, “Not enough,” you’re not alone. According to Northwestern Mutual’s Planning and Progress Study 2019, 22 percent of Americans have less than $5,000 stashed away for retirement. Another 15 percent have no retirement savings at all. Fortunately, new legislation designed to make saving easier is currently […]

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How to Recession-Proof Your Portfolio

November 4th, 2019

Do you think a storm is headed towards the American economy? With steady economic growth over the past decade, some worry that the U.S. economy’s winning streak could be coming to an end. Between a slowing global economy, several ongoing trade disputes, and the upcoming presidential elections, recession-themed chatter has become the new norm. Parties […]

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Why Endowments have Outperformed Traditional Investments [Video]

September 30th, 2019

U.S. endowments are exceptionally well resourced and have access to the best fund managers and private equity programs, which contributes significantly to their investment success. By adopting a more dynamic, proactive version of the asset-allocation principles used by these endowments, it is possible for smaller investors to obtain high levels of risk-adjusted returns for their […]

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Understanding FEHB in Retirement

June 13th, 2019

Federal employees are often unsure about what happens to their health insurance when they retire.  There is confusion regarding premium payments, integration with Medicare, and whether or not retirees can even keep FEHB. It is important for federal employees thinking about retirement and federal retirees to understand how the program works in retirement. First and […]

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IRS To Retirees: Check Your Withholding Now Or Run The Risk Of Tax Penalties

October 30th, 2018

Tax time is fast approaching. If you’re a pensioner or retiree, you may be in for a big tax surprise if you didn’t review and adjust your withholding’s earlier in the year. The tax code underwent a major overhaul because of a new tax law enacted by Congress in December 2017 (ie: Tax Reform). Some […]

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Six Changes to Social Security in 2018

April 9th, 2018

There are no radical changes to social security in 2018. There are, however, some minor amendments to the existing rules. Here are some of the changes that are taking place: Full Retirement Age Increases The full retirement age for social security benefits for Americans born before 1954 remains at 66 years while those born after […]

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Top 4 Reasons To Avoid Probate

November 14th, 2017

Many people have been told to avoid probate. But what exactly does that mean? And how do you keep your heirs from having to go through probate? Probate is a legal process for transferring assets to the heirs. According to LegalZoom, probate costs American families about $2 billion a year (more than $1 billion of […]

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3 Ways to Avoid Probate in the Golden State

October 30th, 2017

Setting up an estate plan ensures that your wishes are followed and that your heirs are taken care of after your passing. Save your family from hassle and unnecessary legal fees by taking steps to protect your estate. Unless you’re an attorney, there’s nothing good about probate. Briefly, probate is a legal process where the […]

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Powers of Attorney

June 3rd, 2016

Have you ever wondered what would happen if you needed to make an important decision whether it be financially, medically, or legally, and you just weren’t able to do it?  How would you ensure your interests when you aren’t there to protect them yourself, such as being stuck out of the country, incapacitated, or unable […]

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Joint Tenancy Vs. Tenants In Common

June 3rd, 2016

Whether it be purchasing real estate whether it be a new property, or house for your family, it usually isn’t done alone. There are several ways of doing this; here are the most common. Joint tenancy and tenants in common, both of these are words used to describe methods of buying and owning property. However […]

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